Welcome to our website. If you continue to browse and use this website you are agreeing to comply with and be bound by the following terms and conditions of use which, together with our privacy policy, govern www.inesmckean.com.au’s (Us, Our, We) relationship with you in relation to your (You, Your) use of this website.

By using this website, you signify your acceptance of these terms and conditions of use.

1 Amendment of Terms

1.1 We reserve the right, in our sole discretion, to change these Terms. The most current version of the Terms will supersede all previous versions. We encourage you to periodically review the Terms to stay informed on updates. If you choose to use our website then we will regard that use as conclusive evidence of your agreement and acceptance that these terms govern your and our rights and obligations to each other.

2 Accuracy of Content

2.1 We have taken proper care and precautions to ensure that the information we provide on this Website is accurate. However, we cannot guarantee, nor do we accept any legal liability arising from or connected to, the accuracy, reliability, currency or completeness of anything contained on this Website or on any linked site.

2.2 The information contained on this Website should not take the place of professional, financial or legal advice.

3 Use

3.1 The Website is made available for your use on your acceptance and compliance with these terms and conditions. By using this Website, you are agreeing to these terms and conditions.

3.2 You agree that you will use this website in accordance with all applicable local, state, national and international laws, rules and regulations.

3.3 You agree that you will not use, nor will you allow or authorise any third party to use, the Website for any purpose that is unlawful, defamatory, harassing, abusive, fraudulent or obscene way or in any other inappropriate way or in a way which conflicts with the Website or the Services.

3.4 If you contribute to our forum (if any) or make any public comments on this Website which are, in our opinion, unlawful, defamatory, harassing, abusive, fraudulent or obscene or in any other way inappropriate or which conflict with the Website or the Services offered, then we may at our discretion, refuse to publish such comments and/or remove them from the Website.

3.5 We reserve the right to refuse or terminate service to anyone at any time without notice or reason.

4 Passwords and Logins

4.1 You are responsible for maintaining the confidentiality of your passwords and login details and for all activities carried out under your password and login.

5 Indemnification for Loss or Damage

5.1 You agree to indemnify Us and hold Us harmless from and against any and all liabilities or expenses arising from or in any way related to your use of this Website or the Services or information offered on this Website, including any liability or expense arising from all claims, losses, damages (actual and consequential), suits, judgments, litigation costs and solicitors fees of every kind and nature incurred by you or any third parties through you.

6 Intellectual Property and Copyrights

6.1 We hold the copyright to the content of this Website, including all uploaded files, layout design, data, graphics, articles, file content, codes, news, tutorials, videos, reviews, forum posts and databases contained on the Website or in connection with the Services. You must not use or replicate our copyright material other than as permitted by law. Specifically, you must not use or replicate our copyright material for commercial purposes unless expressly agreed to by Us, in which case we may require you to sign a Licence Agreement.

6.2 If you wish to use content, images or other of our intellectual property, you should submit your request to us at the following email address: hello [at] inesmckean.com.au

7 Trademarks

7.1 The trademarks and logos contained on this Website are trademarks of Ines McKean - Systems Queen. Use of these trademarks is strictly prohibited except with Our express, written consent.

8 Links to External Websites

8.1 This Website may contain links that direct you outside of this Website. These links are provided for your convenience and are not an express or implied indication that we endorse or approve of the linked Website, its contents or any associated website, product or service. We accept no liability for loss or damage arising out of or in connection to your use of these sites.

8.2 You may link to our articles or home page. However, you should not provide a link which suggests any association, approval or endorsement on our part in respect to your website, unless we have expressly agreed in writing. We may withdraw our consent to you linking to our site at any time by notice to you.

9 Limitation of Liability

9.1 We take no responsibility for the accuracy of any of the content or statements contained on this Website or in relation to our Services. Statements made are by way of general comment only and you should satisfy yourself as to their accuracy. Further, all of our Services are provided without a warranty with the exception of any warranties provided by law. We are not liable for any damages whatsoever, incurred as a result of or relating to the use of the Website or our Services. Information Collection Use of information you have provided us with, or that we have collected and retained relating to your use of the Website and/or our Services, is governed by our Privacy Policy. By using this Website and the Services associated with this Website, you are agreeing to the Privacy Policy. To view our Privacy Policy and read more about why we collect personal information from you and how we use that information, click here.

10 Refunds and Cancellations

10.1 The services are provided in accordance with, and you have the rights as provided by the Competition and Consumer Act 2010 (the Consumer Law). Under the Consumer Law we are not required to provide a refund for a change of mind. As a service provider, we provide the following guarantees under the Consumer Law:

• To provide the services with acceptable care and skill, with the appropriate knowledge;

• To take all necessary steps to avoid loss and damage;

• That the services are fit for the purpose described;

• To deliver the services within a reasonable time where there is no agreed date; and

• That we satisfy any other guarantees we make.

10.2 The Company does not guarantee specific results from implementing the Service materials or strategies. Results depend on many factors including your implementation, market conditions, and your own expertise.

11 Participant Cancellation

11.1 Cancellations by the Participant must be received by email:

• For one-time services: at least 60 business days before the service date;

• For ongoing subscriptions: with 30 days written notice (subject to minimum commitment periods)

• Cancellations that are received by the Participant more than 60 business days before the service date will be refunded in full to the Participant.

11.2 Failure to provide adequate notice will result in the loss of any Service fees paid.

12 Company Cancellation

12.1 If Ines McKean - Systems Queen cancels the Service through no fault of the Participant, the Participant will be informed by email or phone and be offered a place on a future Service. If the participant cannot make any services within a 12-month period, any monies paid by the Participant will be refunded in full within 7-10 days of notice.

13 Refund Policy - Digital Content

13.1 You must be over 18 years of age to use this website and to purchase any goods or services.

13.2 Once a Customer accesses or downloads any Digital Content that they purchase from Ines McKean - Systems Queen, they no longer have the right to cancel their purchase of that Digital Content. A return and refund for a change of mind is not possible for Digital Content.

13.3 Ines McKean - Systems Queen’s obligations to the Customer with regards to supply of the Digital Content is fulfilled when the Digital Content is downloaded. It is your responsibility not to lose, destroy, or damage Digital Content once downloaded.

13.4 If you experience any difficulty accessing or using the digital content, or a technical issue, then please contact Ines McKean - Systems Queen as soon as possible for assistance. In the event that the Digital Content is defective or faulty the Customer is entitled to a refund.

13.5 Ines McKean - Systems Queen reserves the right to change, suspend, remove or disable access to any Digital Content, products, or other materials comprising a part of a digital service at any time, in good faith, with reasonable prior notice. If the change to the Digital Content materially reduces your rights, you may be entitled to a pro rata refund based on the extent of the reduction of your rights.

13.6 Ines McKean - Systems Queen may at any time withdraw or remove Digital Content and make no guarantees that Digital Content will continue to be made available for access. In this circumstance, Ines McKean - Systems Queen will take reasonable endeavours to notify Customers prior to the withdrawal or removal of that Digital Content.

13.7 Content may not be available for re-download if that Content is no longer offered on our Services. If the Customer has purchased but has not yet downloaded the Digital Content that is no longer offered on our Services, Ines McKean - Systems Queen will refund the Customer for that Content within the 30 days from the date when that Content was removed from our Services.

13.8 The Publisher of the Digital Content is solely responsible for the Digital Content and any claims or warranties relating to it.

13.9 Terms of Use of Digital Content:

• Digital Content may not be copied, shared or otherwise distributed.

• Content is available for personal use only.

• Restrictions on downloads to Customer devices accessing the Digital Content may apply.

• Applicable use is within relevant Laws.

13.10 Ines McKean - Systems Queen reserves the right to enforce applicable Terms of Use relating to the Digital Content.

14 Confidentiality

14.1 All personal information you give us will be dealt with in a confidential manner in accordance with our Privacy Policy. However, due to circumstances outside of our control, we cannot guarantee that all aspects of your use of this Website will be confidential due to the potential ability of third parties to intercept and access such information.

15 Disclaimers

15.1 Representation or Warranties

15.1.1 The information on www.inesmckean.com.au is “as is” and makes no representations or warranties, express or implied, with respect to the content provided on this website or on any third-party website which may be accessed by a link from this Web site, including any representations or warranties as to accuracy, timeliness, or completeness. Ines McKean - Systems Queen will not be liable for any losses, injuries, or damages from the display or use of this information.

15.2 Omissions, Errors, or Mistakes

15.2.1 All information on this website is accurate and true to the best of Ines McKean - Systems Queen's knowledge, but that there may be omissions, errors or mistakes. Ines McKean - Systems Queen is not liable for any damages due to any errors or omissions on the website, delay or denial of any products, failure of performance of any kind, interruption in the operation and your use of the website, website attacks including computer virus, hacking of information, and any other system failures or misuse of information or products.

15.3 No Professional- Client Relationship

15.3.1 Your use of the content on this site or content from our email list is at your own risk. Ines McKean - Systems Queen does not guarantee any results from using this content and is for educational purposes only. It is your responsibility to do your own research, consult, and obtain a professional for your medical, legal, financial, health or other help that you may need for your situation.

15.4 Earnings Disclaimer

15.4.1 Ines McKean - Systems Queen may report earnings and income statements from time to time. These statements are an estimate of what you could possibly earn. There are no guarantees that you will get the same results. There is no guarantee that past earnings can be duplicated in the future. Ines McKean - Systems Queen cannot guarantee your future results or success. The use of the information, products, and services is based on your own actions and you agree that Ines McKean - Systems Queen, advertisers, or sponsors are not liable for the success or failure of your business.

15.5 Testimonials

15.5.1 The testimonials, statements, and opinions presented on Ines McKean - Systems Queen are applicable to the individuals who wrote it. Results vary and may not be representative of the experience of others. The testimonials are voluntarily provided and are not paid, nor were they provided with free products or services, or any benefits in exchange for their statements. The testimonials are representative of client experiences but the exact results will be unique and individual to each client.

15.6 Comments

15.6.1 Ines McKean - Systems Queen welcomes comments on blog posts. All comments submitted to www.inesmckean.com.au are the opinions of the author and do not necessarily reflect or represent the views, policies or positions of Ines McKean - Systems Queen. Ines McKean - Systems Queen reserves the right to use its own discretion when determining whether or not to remove offensive comments or images.

15.7 Affiliates Disclaimer

15.7.1 Some of the links on this website are “affiliate links.” That means if you click on a link and purchase the item, Ines McKean - Systems Queen receives a small commission at no cost to you. Please note, Ines McKean - Systems Queen only recommends products or services that will add value to you. Ines McKean - Systems Queen discloses this in accordance with Australian Law. If an affiliate link is listed, Ines McKean - Systems Queen will disclose it to you at the bottom of each blog post or page, if applicable.

15.8 External Links

15.8.1 This document or website may contain links to external websites that are not provided or maintained by or in any way affiliated with Ines McKean - Systems Queen. Please note that Ines McKean - Systems Queen does not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites.

15.9 Sponsored Posts

15.9.1 Ines McKean - Systems Queen is compensated or given products for free to provide opinion on products, services, websites and various other topics. Even though Ines McKean - Systems Queen receives compensation for our posts and/or advertisements, Ines McKean - Systems Queen always gives our honest opinions, findings, beliefs, or experiences on those topics, events, or products. Even if a post is sponsored, the views and opinions expressed on the sponsored post are purely Ines McKean - Systems Queen's.

16 Governing Law

16.1 These terms and conditions are governed by and construed in accordance with the laws of Victoria, Australia. Any disputes concerning this website are to be resolved by the courts having jurisdiction in Victoria.

16.2 We retain the right to bring proceedings against you for breach of these Terms and Conditions, in your country of residence or any other appropriate country or jurisdiction.